Changing your business name on credit card accounts can be difficult, but it’s a simple process that involves documentation, a photo ID, and name change verification.
Credit card business name changes are easy. Using numerous cards from different banks might be time-consuming. Each credit card provider has its own method for business name changes, so check with each one first. Let’s look at why and how to change your credit card business name.
To change your credit card business name, choose one of the following:
- The two-letter company name change
Call 866-485-4545 for a minor name change.
Note: An Independent Consultant can be added by phone.
- Change Multiple-letter company name
Fax or mail a signed request and legal paperwork to 866-807-9053.
Fargo, ND 58125-6353 Cardmember Service
- More info
We’ll mail eligible clients replacement cards. The name can be 21 characters.
Acceptable legal documentation must demonstrate a name or TIN change. Legal documents:
- Proposes to amend
- Notarized/legal papers
- Licenses
- Filed taxes
Why Change Your Business Name on a Credit Card?
Marriage and divorce are common name-changers. Changing your business name doesn’t require marriage or divorce. Adults in several states can ask a court to alter their names for any reason. Changing your name requires updating your credit cards to match your legal documentation. If you’re getting married or divorced, request numerous certified copies. Changing your business name for another purpose may require a court order.
Step-by-Step Guide for Changing Your Business Name on a Credit Card
There are normally some steps you need to take in order to fulfill the prerequisites necessary to alter your name on your credit cards. It is important to keep in mind that the standards may be different depending on the bank or credit union you use.
Business Name Change on Social Security Card
You can update your Social Security card name by mail or in person. No online requests. To receive a new card:
- Submit a form.
- Provide name-change documentation. A marriage certificate, court order, or divorce decree is appropriate.
- Provide a driver’s license or passport.
- Depending on your situation, you may need to show confirmation of citizenship or identity.
After verifying your documents, the SSA will mail you a new card with your new name. Your new card arrives 10 to 14 business days after your application is processed.
Change Your Government-Issued ID Name
You’ll likely also need to update your driver’s license, passport, and other IDs. Here’s how for your license. Check your state’s criteria before visiting the DMV to change your driver’s license name.
In some states, you must apply in person. Usually, you must provide the following:
- Application completed
- Documents showing your prior and current names, like a marriage certificate or divorce decree.
- Your Current license
Before changing your name on your license, you should alter it with the Social Security Administration.
Change Business Name on Your Credit Cards
After getting your new Social Security card and driver’s license, contact the credit card providers. The steps necessary to change your name can vary from company to firm, but here are some of the most common requirements.
- Learn the card issuer’s name-change procedure. Credit card providers’ websites have these details.
- Gather request-related details. Depending on the card issuer, this includes a government-issued photo ID and name-change papers. Some need you to alter your name with Social Security first, so you’ll need your new card before starting.
- Call your card issuer. Depending on the card issuer’s process, you can alter your name online, via phone, or by mail. Some issuers need branch visits. Credit card companies may also require documents.
- Receive your replacement card. After processing your request, the credit card provider should issue you a replacement card.
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