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Saas Credit Card Processing: Best SaaS Billing System!

Saas Credit Card Processing: Can’t decide whether to use a single all-in-one billing platform or different solutions for payment gateway, merchant account, and subscription management? We can help you choose well Saas Credit Card Processing.
It can be hard to get paid for SaaS. Multiple pricing plans, monthly or annual payments, recurring payments, variable payments, and add-ons are perplexing. This makes billing harder, and it becomes impossible to solve for each customer individually as you grow. Various payment programs automate this for you.

We’ve made a list of the best ways to pay for SaaS to make things easier. Let’s take a look at three SaaS billing systems and the best ways for your startup to accept payments.

What Exactly is Meant by “SaaS Payment Processing”?

At this point in the buying process, a customer has agreed to subscribe to your SaaS product and is choosing a payment method and a subscription plan. With the help of a payment gateway, they can use their payment information (like credit card and billing information) in a safe way.

Saas Credit Card Processing

Types of SaaS Credit Card Processing Billing Systems

When put together, the many steps a customer must take to pay for a subscription to your product make up one simple billing system for your SaaS company. The following are some of these steps:

  • Payment gateway
  • Merchant account
  • Subscription management

1: Payment Gateway

The customer has decided to sign up for your SaaS and has chosen a payment method and the length of time they want to use it. A payment gateway is a safe way for users to enter their financial information, like credit card numbers and billing addresses.

2: Merchant Account 

After the problems with the billing information have been fixed, you will need an account to be paid. This is what a merchant account is. A lot of companies, like Stripe and Braintree, that offer payment gateways also offer merchant accounts to receive payments.

3: Subscription Management 

Once you’ve set up the first payment, save the details of the subscription so you can keep track of future payments (monthly, yearly, etc.). Subscription management takes care of things like discounts, upgrades, downgrades, cancellations, and so on. Let’s look at the ways you might be able to manage the billing cycle for your SaaS.

Here’s Best SaaS Billing System

1: Braintree

PayPal owns and runs the billing system Braintree, which has a lot of features. It has a payment gateway, a merchant account, and management for subscriptions. Since PayPal owns it, it has simple and safe payment integration.

2: Stripe

Stripe is a well-known billing platform for SaaS. There is a payment gateway, a merchant account, and a platform for managing subscriptions. It also has statistics. Stripe billing is popular because it is easy to set up and its usage-based pricing makes it easy for SaaS startups to sign up.

3: Chargebee

Chargebee is a program that helps you manage your software as a service’s subscriptions and recurring payments. Even though Chargebee doesn’t have a built-in payment gateway or merchant account, it’s easy to connect to Stripe, PayPal, and more than twenty-five other services. Chargebee is great for SaaS businesses because it focuses on payments that happen over and over again.

4: Chargify

Chargify is another system for managing subscriptions that helps clients at all stages of their lives. It works well for SaaS (software as a service) startups that sell to other businesses. It’s a great solution for businesses that are just starting out and need to change their prices often. It stands out from the competition because it has customer-focused features like customer service, data reporting, and keeping clients.

5: Recurly

Recurly is a system for managing subscriptions that has more features than both Braintree and Stripe. You need a payment gateway and a Merchant account to use Recurly. So, You can use Recurly with either Braintree or Stripe.

You will have more control over reports, subscriptions, and billing models. Recurly can handle pricing models that are based on usage, tiered, or a mix of the two.

Which SaaS Credit Card Processing Billing System is Best?

To get paid, a SaaS business must accept payments and keep track of subscriptions. So think about what to do.

Stripe and Braintree meet the needs of most businesses. Recurly and Chargebee both have features that are useful for SaaS.


Here are the best ways to pay for SaaS. This list should help you decide if you want a Saas credit card processing billing platform that does everything or if you want separate tools for payment gateway, merchant account, and subscription management. A SaaS company can benefit from the right billing tool. Please leave questions or comments below.

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